Florida CD rates › By county › Hillsborough County › Seffner
✓ 4 institutions with branches in Seffner · 118 you can open · verified 2026-10-01
Seffner is in Hillsborough County. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 3 mo | 1.00% | Tampa Bay Credit union · branch in Seffner · 5 FL branches | $500 | Anyone (via a partner group) |
| 6 mo | 3.95% | Suncoast Credit union · branch in Seffner · 81 FL branches | $100k | Regional |
| 1 yr | 3.95% | Suncoast Credit union · branch in Seffner · 81 FL branches | $100k | Regional |
| 18 mo | 4.50% | Suncoast Credit union · branch in Seffner · 81 FL branches | $100k | Regional |
| 2 yr | 4.00% | Suncoast Credit union · branch in Seffner · 81 FL branches | $100k | Regional |
| 3 yr | 4.25% | Suncoast Credit union · branch in Seffner · 81 FL branches | $100k | Regional |
| 4 yr | 4.00% | Suncoast Credit union · branch in Seffner · 81 FL branches | $100k | Regional |
| 5 yr | 4.00% | Suncoast Credit union · branch in Seffner · 81 FL branches | $100k | Regional |
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| Suncoast Credit union · branch in Seffner · 81 FL branches | 4.50% 18 mo · $100k min | Regional |
| GTE Financial Credit union · branch in Seffner · 25 FL branches | 3.82% 1 yr · $100k min | Anyone (via a partner group) |
| Tampa Bay Credit union · branch in Seffner · 5 FL branches | 3.70% 1 yr · $500 min | Anyone (via a partner group) |
| Truist Bank Bank · branch in Seffner · 441 FL branches | promos only — see page | Anyone |
Also with branches in Seffner, but not posting CD rates on their websites (ask in the branch): Bank of America, National Association · Fifth Third Bank, National Association.
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| GTE Financial Credit union · branch in Seffner · 25 FL branches | 3.40% promo | 30 mo | $500 | Share Certificate - 30 months Bump Up — One-time rate bump available after 6 months; not available on Jumbo |
| Truist Bank Bank · branch in Seffner · 441 FL branches | 3.25% promo | 1 yr | $100k | Special CD ($100,000 and above) — Special rate on select new CD accounts; balances $100,000 and above; APY accurate as of 7/28/2026 |
Hillsborough County · Apollo Beach · Brandon · Lutz · Plant City · Riverview · Ruskin · Sun City Center · Tampa · Temple Terrace · Valrico
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