Florida CD rates › Credit unions › GTE Financial
Credit union · HQ Tampa, FL
✓ Verified 2026-10-01 from their own posted rate sheet
GTE Financial currently posts 17 CD rates from 3.30% to 3.82% APY. Their sheet states an effective date of 2/10/26.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 3.66% | $100k | |
| 6 mo | 3.40% | $500 | |
| 1 yr | 3.82% | $100k | |
| 1 yr | 3.56% | $500 | |
| 18 mo | 3.56% | $100k | |
| 18 mo | 3.30% | $500 | |
| 2 yr | 3.61% | $100k | |
| 2 yr | 3.35% | $500 | |
| 30 mo | 3.66% | $100k | |
| 30 mo | 3.40% | $500 | |
| 3 yr | 3.71% | $100k | |
| 3 yr | 3.45% | $500 | |
| 4 yr | 3.76% | $100k | |
| 4 yr | 3.51% | $500 | |
| 5 yr | 3.82% | $100k | |
| 5 yr | 3.56% | $500 |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 30 mo | 3.40% promo | $500 | Share Certificate - 30 months Bump Up — One-time rate bump available after 6 months; not available on Jumbo |
Anyone can join by paying a one-time $10 fee to join the CU Savers club; also open via Tampa-area ZIP codes, partner employers, and family of members. Counties: Hillsborough. Family of existing members can generally join too.
25 branches in 8 counties: Citrus (Crystal River) · Hillsborough (Brandon, Plant City, Riverview) · Manatee (Bradenton) · Marion (Ocala) · Pasco (Hudson, Lutz, New Port Richey) · Pinellas (Clearwater, Seminole, St Petersburg) · Polk (Lakeland) · Sarasota (Sarasota)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions