Florida CD rates › By county › Santa Rosa County › Pace
✓ 7 institutions with branches in Pace · 111 you can open · verified 2026-10-01
Pace is in Santa Rosa County. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 3 mo | 3.14% | Eglin Credit union · branch in Pace · 12 FL branches | $2.5k | 4 FL counties |
| 6 mo | 3.35% | Eglin Credit union · branch in Pace · 12 FL branches | $2.5k | 4 FL counties |
| 9 mo | 3.51% | Santa Rosa County Credit union · branch in Pace · 5 FL branches | $1k | 3 FL counties |
| 1 yr | 3.45% | Eglin Credit union · branch in Pace · 12 FL branches | $2.5k | 4 FL counties |
| 18 mo | 4.00% | Santa Rosa County Credit union · branch in Pace · 5 FL branches | $1k | 3 FL counties |
| 2 yr | 3.56% | Eglin Credit union · branch in Pace · 12 FL branches | $2.5k | 4 FL counties |
| 3 yr | 3.61% | Eglin Credit union · branch in Pace · 12 FL branches | $2.5k | 4 FL counties |
| 4 yr | 3.66% | Eglin Credit union · branch in Pace · 12 FL branches | $2.5k | 4 FL counties |
| 5 yr | 3.71% | Eglin Credit union · branch in Pace · 12 FL branches | $2.5k | 4 FL counties |
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| Santa Rosa County Credit union · branch in Pace · 5 FL branches | 4.00% 18 mo · $1k min | 3 FL counties |
| Eglin Credit union · branch in Pace · 12 FL branches | 3.71% 5 yr · $2.5k min | 4 FL counties |
| Members First Credit Union of Florida Credit union · branch in Pace · 7 FL branches | 2.80% 5 yr · $500 min | 3 FL counties |
| United Bank Bank · branch in Pace · 3 FL branches | 1.20% 5 yr · $500 min | Anyone |
| Harvesters Credit union · branch in Pace · 8 FL branches | 0.70% 3 yr · $500 min | 2 FL counties |
| Hancock Whitney Bank Bank · branch in Pace · 38 FL branches | promos only — see page | Anyone |
| Renasant Bank Bank · branch in Pace · 27 FL branches | promos only — see page | Anyone |
Also with branches in Pace, but not posting CD rates on their websites (ask in the branch): Regions Bank · Pinnacle Bank.
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| United Bank Bank · branch in Pace · 3 FL branches | 4.35% promo | 18 mo | $1k | CD Special |
| United Bank Bank · branch in Pace · 3 FL branches | 4.35% promo | 18 mo | $1k | CD Special IRA — IRA |
| Hancock Whitney Bank Bank · branch in Pace · 38 FL branches | 4.25% promo | 2 yr | $1k | Promotional CD (ZIP 33602) — $1,000 deposit required to open and earn the promotional APY |
| Hancock Whitney Bank Bank · branch in Pace · 38 FL branches | 4.15% promo | 11 mo | $1k | Promotional CD (ZIP 33602) — $1,000 deposit required to open and earn the promotional APY |
| United Bank Bank · branch in Pace · 3 FL branches | 4.10% promo | 13 mo | $1k | CD Special |
| United Bank Bank · branch in Pace · 3 FL branches | 4.10% promo | 13 mo | $1k | CD Special IRA — IRA |
| United Bank Bank · branch in Pace · 3 FL branches | 4.00% promo | 6 mo | $1k | CD Special — Minimum balance $1,000 to obtain APY |
| United Bank Bank · branch in Pace · 3 FL branches | 4.00% promo | 6 mo | $1k | CD Special IRA — IRA; minimum balance $1,000 |
Santa Rosa County · Gulf Breeze · Jay · Milton · Navarre
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