Florida CD rates › Banks › United Bank
Bank · HQ Atmore, AL
✓ Verified 2026-10-01 from their own posted rate sheet
United Bank currently posts 14 CD rates from 0.55% to 4.35% APY. Their sheet states an effective date of September 30, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 1 mo | 0.55% | $500 | |
| 3 mo | 0.55% | $500 | |
| 6 mo | 0.60% | $500 | |
| 1 yr | 0.75% | $500 | |
| 2 yr | 0.85% | $500 | |
| 3 yr | 0.95% | $500 | |
| 4 yr | 1.05% | $500 | |
| 5 yr | 1.20% | $500 |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 18 mo | 4.35% promo | $1k | CD Special |
| 18 mo | 4.35% promo | $1k | CD Special IRA — IRA |
| 13 mo | 4.10% promo | $1k | CD Special |
| 13 mo | 4.10% promo | $1k | CD Special IRA — IRA |
| 6 mo | 4.00% promo | $1k | CD Special — Minimum balance $1,000 to obtain APY |
| 6 mo | 4.00% promo | $1k | CD Special IRA — IRA; minimum balance $1,000 |
3 branches in 1 county: Santa Rosa (Jay, Milton, Pace)
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