Florida CD rates › By county › Clay County › Orange Park
✓ 7 institutions with branches in Orange Park · 115 you can open · verified 2026-10-01
Orange Park is in Clay County. Banks and online banks are open to anyone; credit unions appear only when their charter covers the county or they are open to all. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 3 mo | 3.51% | Community First Credit Union of Florida Credit union · branch in Orange Park · 26 FL branches | $1M | 17 FL counties |
| 6 mo | 3.70% | RadiFi Credit union · branch in Orange Park · 8 FL branches | $1M | Anyone (via a partner group) |
| 1 yr | 4.08% | Community First Credit Union of Florida Credit union · branch in Orange Park · 26 FL branches | $1M | 17 FL counties |
| 18 mo | 4.24% | Community First Credit Union of Florida Credit union · branch in Orange Park · 26 FL branches | $1M | 17 FL counties |
| 2 yr | 4.18% | Community First Credit Union of Florida Credit union · branch in Orange Park · 26 FL branches | $1M | 17 FL counties |
| 3 yr | 4.29% | Community First Credit Union of Florida Credit union · branch in Orange Park · 26 FL branches | $1M | 17 FL counties |
| 4 yr | 4.08% | Community First Credit Union of Florida Credit union · branch in Orange Park · 26 FL branches | $1M | 17 FL counties |
| 5 yr | 4.18% | Community First Credit Union of Florida Credit union · branch in Orange Park · 26 FL branches | $1M | 17 FL counties |
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
Statewide leaders, the same on every city page — banks and online banks take anyone, and these credit unions are open to all. Membership conditions are on each institution's page.
| Institution | Best standard CD | Who can open |
|---|---|---|
| Community First Credit Union of Florida Credit union · branch in Orange Park · 26 FL branches | 4.29% 3 yr · $1M min | 17 FL counties |
| RadiFi Credit union · branch in Orange Park · 8 FL branches | 4.05% 1 yr · $1M min | Anyone (via a partner group) |
| JPMorgan Chase Bank, National Association Bank · branch in Orange Park · 419 FL branches | 4.00% 7 mo · $100k min | Anyone |
| Coastline Credit union · branch in Orange Park · 4 FL branches | 3.85% 1 yr · $75k min | 5 FL counties |
| Wells Fargo Bank, National Association Bank · branch in Orange Park · 463 FL branches | 1.51% 1 yr · $2.5k min | Anyone |
| Truist Bank Bank · branch in Orange Park · 441 FL branches | promos only — see page | Anyone |
| VyStar Credit union · branch in Orange Park · 92 FL branches | promos only — see page | 49 FL counties |
Also with branches in Orange Park, but not posting CD rates on their websites (ask in the branch): Bank of America, National Association · Regions Bank · Fifth Third Bank, National Association · PNC Bank, National Association · SouthState Bank, National Association · Ameris Bank.
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| Wells Fargo Bank, National Association Bank · branch in Orange Park · 463 FL branches | 4.25% promo | 11 mo | $5k (cap $2.5M) | 11 month Special Fixed Rate CD (Relationship APY) — Max $2.5M · Requires linked checking — Miami/Tampa pricing (varies by location) |
| Wells Fargo Bank, National Association Bank · branch in Orange Park · 463 FL branches | 4.25% promo | 11 mo | $5k (cap $2.5M) | Special Fixed Rate CD (11 month) - Relationship APY — Max $2.5M · Requires linked qualifying checking — Orlando/Jacksonville pricing (varies by location) |
| VyStar Credit union · branch in Orange Park · 92 FL branches | 4.15% promo | 30 mo | $50k | Special High-Yield CD (jumbo tier) — Table prints '$49,999,99 and higher'; footnote states $50,000 minimum deposit required · 49 FL counties |
| RadiFi Credit union · branch in Orange Park · 8 FL branches | 4.10% promo | 11 mo | $500 (cap $2.5k) | 11-Month Flex Access Certificate Special (New Money Only) — Max $2.5k · New money only; limited time offer |
| RadiFi Credit union · branch in Orange Park · 8 FL branches | 4.10% promo | 11 mo | $2.5k (cap $25k) | 11-Month Flex Access Certificate Special (New Money Only) — Max $25k · New money only |
| RadiFi Credit union · branch in Orange Park · 8 FL branches | 4.10% promo | 11 mo | $25k (cap $50k) | 11-Month Flex Access Certificate Special (New Money Only) — Max $50k · New money only |
| RadiFi Credit union · branch in Orange Park · 8 FL branches | 4.10% promo | 11 mo | $50k (cap $100k) | 11-Month Flex Access Certificate Special (New Money Only) — Max $100k · New money only |
| RadiFi Credit union · branch in Orange Park · 8 FL branches | 4.10% promo | 11 mo | $100k (cap $250k) | 11-Month Flex Access Certificate Special (New Money Only) — Max $250k · New money only |
Clay County · Fleming Island · Green Cove Springs · Middleburg
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