BetterAPY

Florida CD rates › Credit unions › RadiFi

RadiFi CD Rates

Credit union · HQ Jacksonville, FL

✓ Verified 2026-10-01 from their own posted rate sheet

RadiFi currently posts 106 CD rates from 0.50% to 4.10% APY. Their sheet states an effective date of 9/1/2026.

Standard CD rates

TermAPYMinimumDetails
3 mo3.25%$1M
3 mo3.15%$750k
3 mo3.00%$50k
3 mo3.00%$100k
3 mo3.00%$250k
3 mo3.00%$500k
3 mo2.90%$500
3 mo2.90%$2.5k
3 mo2.90%$25k
6 mo3.70%$1M
6 mo3.65%$750k
6 mo3.60%$500k
6 mo3.55%$250k
6 mo3.50%$100k
6 mo3.40%$50k
6 mo3.30%$500
6 mo3.30%$2.5k
6 mo3.30%$25k
1 yr4.05%$1M
1 yr4.00%$750k
1 yr3.95%$500k
1 yr3.90%$250k
1 yr3.85%$100k
1 yr2.85%$50k
1 yr2.75%$25k
1 yr2.70%$2.5k
1 yr2.65%$500
1 yr0.75%$1kPrinted as '12 or 18 month term'
1 yr0.75%$1.5kPrinted as '12 or 18 month term'
1 yr0.60%$501Printed as '12 or 18 month term'
1 yr0.50%$0.01Printed as '12 or 18 month term'
18 mo3.05%$100k
18 mo3.05%$250k
18 mo3.05%$500k
18 mo3.05%$750k
18 mo3.05%$1M
18 mo2.90%$50k
18 mo2.80%$25k
18 mo2.75%$2.5k
18 mo2.70%$500
2 yr3.85%$750k
2 yr3.85%$1M
2 yr3.80%$500k
2 yr3.55%$250k
2 yr3.50%$50k
2 yr3.50%$100k
2 yr3.40%$500
2 yr3.40%$2.5k
2 yr3.40%$25k
30 mo3.80%$500k
30 mo3.80%$750k
30 mo3.80%$1M
30 mo3.70%$50k
30 mo3.70%$100k
30 mo3.70%$250k
30 mo3.60%$500
30 mo3.60%$2.5k
30 mo3.60%$25k
3 yr3.55%$750k
3 yr3.55%$1M
3 yr3.45%$100k
3 yr3.45%$250k
3 yr3.45%$500k
3 yr3.40%$50k
3 yr3.35%$500
3 yr3.35%$2.5k
3 yr3.35%$25k
3 yr1.00%$7.5kPrinted as '36 month or 60 month terms'; variable rate
3 yr0.90%$5kPrinted as '36 month or 60 month terms'; variable rate
3 yr0.85%$2.5kPrinted as '36 month or 60 month terms'; variable rate
3 yr0.75%$0.01Printed as '36 month or 60 month terms'; variable rate
4 yr3.85%$750k
4 yr3.85%$1M
4 yr3.75%$500k
4 yr3.55%$250k
4 yr3.50%$100k
4 yr3.45%$50k
4 yr3.35%$500
4 yr3.35%$2.5k
4 yr3.35%$25k
5 yr3.80%$750k
5 yr3.80%$1M
5 yr3.70%$250k
5 yr3.70%$500k
5 yr3.55%$100k
5 yr3.50%$50k
5 yr3.35%$500
5 yr3.35%$2.5k
5 yr3.35%$25k

Promos & specials

TermAPYMinimumThe catch / conditions
11 mo4.10% promo$500 (cap $2.5k)11-Month Flex Access Certificate Special (New Money Only) — New money only; limited time offer
11 mo4.10% promo$2.5k (cap $25k)11-Month Flex Access Certificate Special (New Money Only) — New money only
11 mo4.10% promo$25k (cap $50k)11-Month Flex Access Certificate Special (New Money Only) — New money only
11 mo4.10% promo$50k (cap $100k)11-Month Flex Access Certificate Special (New Money Only) — New money only
11 mo4.10% promo$100k (cap $250k)11-Month Flex Access Certificate Special (New Money Only) — New money only
11 mo4.10% promo$250k (cap $500k)11-Month Flex Access Certificate Special (New Money Only) — New money only
11 mo4.10% promo$500k (cap $750k)11-Month Flex Access Certificate Special (New Money Only) — New money only
11 mo4.10% promo$750k (cap $999,999.99)11-Month Flex Access Certificate Special (New Money Only) — New money only
11 mo4.10% promo$1M11-Month Flex Access Certificate Special (New Money Only) — New money only
13 mo4.00% promo$50k (cap $100k)13-Month Share Certificate Special
13 mo4.00% promo$100k (cap $250k)13-Month Share Certificate Special
13 mo4.00% promo$250k (cap $500k)13-Month Share Certificate Special
13 mo4.00% promo$500k (cap $750k)13-Month Share Certificate Special
13 mo4.00% promo$750k (cap $999,999.99)13-Month Share Certificate Special
13 mo4.00% promo$1M13-Month Share Certificate Special
13 mo3.90% promo$2.5k (cap $25k)13-Month Share Certificate Special
13 mo3.90% promo$25k (cap $50k)13-Month Share Certificate Special

Who can join

Anyone nationwide can join by becoming an American Consumer Council member, plus locals in five Northeast Florida counties and members' families. Counties: Duval, Clay, St. Johns, Nassau, Baker. Family of existing members can generally join too.

Florida branches

8 branches in 2 counties: Clay (Orange Park) · Duval (Atlantic Beach, Jacksonville)

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions