Florida CD rates › By county › Leon County
✓ 13 institutions with branches here · 113 you can open · verified 2026-10-01
Banks and online banks are open to anyone. Credit unions appear only when their charter covers Leon County or they are open to all — employer-only and out-of-state charters are left off rather than listed with a catch you can't clear. Rates move; the date above is when we last read each sheet.
| Term | Best local APY | Institution | Minimum | Who can open |
|---|---|---|---|---|
| 3 mo | 1.25% | MIDFLORIDA 1 location: Tallahassee | $1k | Regional |
| 6 mo | 4.15% | Blue Coast 1 location: Tallahassee | $1k | 13 FL counties |
| 9 mo | 4.00% | Blue Coast 1 location: Tallahassee | $1k | 13 FL counties |
| 1 yr | 4.05% | Blue Coast 1 location: Tallahassee | $1k | 13 FL counties |
| 18 mo | 4.08% | Blue Coast 1 location: Tallahassee | $1k | 13 FL counties |
| 2 yr | 3.70% | Blue Coast 1 location: Tallahassee | $1k | 13 FL counties |
| 3 yr | 3.66% | Addition Financial 1 location: Tallahassee | $1k | 43 FL counties |
| 4 yr | 3.71% | Addition Financial 1 location: Tallahassee | $1k | 43 FL counties |
| 5 yr | 3.82% | Addition Financial 1 location: Tallahassee | $1k | 43 FL counties |
3 mo 4.10% Beal Bank USA · 6 mo 4.40% Quorum Federal Credit Union · 9 mo 4.40% OMB Bank · 1 yr 4.50% Quorum Federal Credit Union · 18 mo 4.65% Raymond James Bank · 2 yr 4.70% Raymond James Bank · 3 yr 4.85% Raymond James Bank · 4 yr 4.95% Raymond James Bank · 5 yr 5.00% Raymond James Bank
These are the same statewide leaders on every county page — banks and online banks take anyone, and the credit unions here are open to all. Membership conditions are on each institution's page.
| Institution | Branches in Leon | Best standard CD | Who can open |
|---|---|---|---|
| Blue Coast Credit union | Tallahassee | 4.15% 6 mo · $1k min | 13 FL counties |
| JPMorgan Chase Bank, National Association Bank | Tallahassee | 4.00% 7 mo · $100k min | Anyone |
| Addition Financial Credit union | Tallahassee | 3.82% 5 yr · $1k min | 43 FL counties |
| Gulf Winds Credit union | Tallahassee | 3.70% 5 yr · $500 min | 36 FL counties |
| Hello Credit union | Tallahassee | 3.25% 7 mo · $500 min | 8 FL counties |
| First Commerce Credit union | Tallahassee | 3.10% 4 yr · — min | Anyone (via a partner group) |
| MIDFLORIDA Credit union | Tallahassee | 3.00% 5 yr · $1k min | Regional |
| Wells Fargo Bank, National Association Bank | Tallahassee | 1.51% 1 yr · $2.5k min | Anyone |
| Truist Bank Bank | Tallahassee | promos only — see page | Anyone |
| Hancock Whitney Bank Bank | Tallahassee | promos only — see page | Anyone |
| Renasant Bank Bank | Tallahassee | promos only — see page | Anyone |
| VyStar Credit union | Tallahassee | promos only — see page | 49 FL counties |
| Champions First Credit union | Tallahassee | promos only — see page | 18 FL counties |
Also with branches in Leon County, but not posting CD rates on their websites (ask in the branch): Bank of America, National Association (Tallahassee) · Regions Bank (Tallahassee) · Pinnacle Bank (Tallahassee) · Centennial Bank (Tallahassee) · Capital City Bank (Tallahassee) · Ameris Bank (Tallahassee) · PeoplesSouth Bank (Tallahassee) · ServisFirst Bank (Tallahassee) · MidSouth Bank (Tallahassee) · SmartBank (Tallahassee) · Prime Meridian Bank (Tallahassee) · Colony Bank (Tallahassee) · Thomasville National Bank (Tallahassee) · American Commerce Bank, National Association (Tallahassee) · Campus USA (Tallahassee) · Calhoun Liberty (Tallahassee).
| Institution | APY | Term | Minimum | The catch |
|---|---|---|---|---|
| First Commerce 1 location: Tallahassee | 4.25% promo | 13 mo | $1k | Triple Option CD Special — Promotional 13-month Triple Option CD; a second ZIP-dependent rate table prints 4.25% APY |
| Wells Fargo Bank, National Association 1 location: Tallahassee | 4.25% promo | 11 mo | $5k (cap $2.5M) | 11 month Special Fixed Rate CD (Relationship APY) — Max $2.5M · Requires linked checking — Miami/Tampa pricing (varies by location) |
| Wells Fargo Bank, National Association 1 location: Tallahassee | 4.25% promo | 11 mo | $5k (cap $2.5M) | Special Fixed Rate CD (11 month) - Relationship APY — Max $2.5M · Requires linked qualifying checking — Orlando/Jacksonville pricing (varies by location) |
| Hancock Whitney Bank 1 location: Tallahassee | 4.25% promo | 2 yr | $1k | Promotional CD (ZIP 33602) — $1,000 deposit required to open and earn the promotional APY |
| Gulf Winds 1 location: Tallahassee | 4.17% promo | 13 mo | $500 | CD Special — Monthly compounding · 36 FL counties |
| Gulf Winds 1 location: Tallahassee | 4.17% promo | 13 mo | $500 | IRA Certificate Special — 36 FL counties |
| Hancock Whitney Bank 1 location: Tallahassee | 4.15% promo | 11 mo | $1k | Promotional CD (ZIP 33602) — $1,000 deposit required to open and earn the promotional APY |
| VyStar 1 location: Tallahassee | 4.15% promo | 30 mo | $50k | Special High-Yield CD (jumbo tier) — Table prints '$49,999,99 and higher'; footnote states $50,000 minimum deposit required · 49 FL counties |
The statewide promo board, with every catch spelled out, is on the homepage.
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions