Florida CD rates › Credit unions › Hello
Credit union · HQ Panama City, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Hello currently posts 9 CD rates from 0.50% to 3.25% APY. Their sheet states an effective date of 1/28/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 0.50% | $500 | |
| 6 mo | 2.00% | $500 | |
| 7 mo | 3.25% | $500 | |
| 1 yr | 2.75% | $500 | |
| 18 mo | 2.50% | $500 | |
| 2 yr | 2.27% | $500 | |
| 3 yr | 1.51% | $500 | |
| 4 yr | 1.76% | $500 | |
| 5 yr | 2.02% | $500 |
Anyone who lives or works in eight Northwest Florida counties, plus certain groups and members' families, can join. Counties: Bay, Gulf, Jackson, Walton, Washington, Leon, Gadsden, Wakulla. Family of existing members can generally join too.
4 branches in 2 counties: Bay (Panama City, Panama City Beach) · Leon (Tallahassee)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions