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Young Community CD Rates

Credit union · HQ Louisville, KY

Young Community isn't open to Florida residents and has no Florida branch, so it doesn't appear in our Florida rankings. Its membership rules are below.

✓ Verified 2026-10-01 from their own posted rate sheet

Young Community currently posts 11 CD rates from 0.25% to 2.65% APY. Their sheet states an effective date of as of 07/12/2025.

Their rate sheet is dated Jul 12, 2025 — more than a year ago. These are the rates Young Community still posts today, but confirm them with the credit union before you deposit.

Standard CD rates

Term	APY	Minimum	Details
3 mo	2.00%	$25k
6 mo	1.50%	$1k	***
1 yr	1.99%	$1k
1 yr	0.25%	$250
18 mo	2.00%	$1k
2 yr	2.65%	$1k	***
3 yr	2.02%	$1k
4 yr	2.02%	$1k
5 yr	2.02%	$1k

Promos & specials

Term	APY	Minimum	The catch / conditions
2 yr	2.52% promo	$1k	Share Certificate 2 Year Special (Regular/IRA) — ***
6 mo	2.00% promo	$1k	Share Certificate 6 Month Special (Regular/IRA) — ***

Age-restricted: 1 YR Youth ED Certificate 1.99% (1 yr) — not open to general savers.

Who can join

Only people who live, work, worship or attend school in Shively, Kentucky (Louisville area) can join.

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