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United Community Bank CD Rates

Bank · HQ Greenville, SC

✓ Verified 2026-10-01 from their own posted rate sheet

United Community Bank currently posts 2 CD rates from 3.65% to 3.80% APY. Their sheet states an effective date of 9/24/2026.

Standard CD rates

TermAPYMinimumDetails
8 mo3.80%$2.5kInterest compounded daily, credited monthly; early withdrawal penalty; auto-renews
14 mo3.65%$2.5kInterest compounded daily, credited monthly; early withdrawal penalty; auto-renews

Florida branches

22 branches in 14 counties: Bay (Panama City) · Brevard (Melbourne) · Broward (Fort Lauderdale, Oakland Park) · Hillsborough (Tampa) · Lake (Tavares) · Martin (Stuart) · Miami-Dade (Coral Gables, Miami, South Miami) · Okaloosa (Destin) · Orange (Orlando, Winter Park) · Palm Beach (Boca Raton, Palm Beach Gardens) · Sarasota (Sarasota) · Seminole (Lake Mary) · +2 more

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions