Florida CD rates › Banks › U. S. Century Bank
Bank · HQ Doral, FL
✓ Verified 2026-10-01 from their own posted rate sheet
U. S. Century Bank currently posts 2 CD rates from 3.85% to 4.00% APY. Their sheet states an effective date of accurate as of 7/6/26 and valid through 10/6/26.
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 13 mo | 4.00% promo | $25k | Promotional CD — New money not currently on deposit with U.S. Century Bank; minimum opening deposit and balance $25,000; early withdrawal penalty |
| 6 mo | 3.85% promo | $25k | Promotional CD (6-9 month term) — Printed as '6-9 month CD term'; new money only; minimum opening deposit and balance $25,000; early withdrawal penalty |
10 branches in 2 counties: Broward (Hollywood) · Miami-Dade (Aventura, Coral Gables, Doral)
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