Florida CD rates › Credit unions › Tropical Financial
Credit union · HQ Miramar, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Tropical Financial currently posts 10 CD rates from 3.25% to 4.40% APY. Their sheet states an effective date of September 28, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 3.25% | $500 | $500 minimum to open |
| 6 mo | 3.35% | $500 | $500 minimum to open |
| 9 mo | 3.85% | $500 | $500 minimum to open |
| 1 yr | 4.40% | $500 | $500 minimum to open |
| 18 mo | 4.10% | $500 | $500 minimum to open |
| 2 yr | 3.65% | $500 | $500 minimum to open |
| 2 yr | 3.65% | $500 | 24 Months (Variable); $500 minimum to open |
| 3 yr | 3.65% | $500 | $500 minimum to open |
| 4 yr | 3.65% | $500 | $500 minimum to open |
| 5 yr | 3.65% | $500 | $500 minimum to open |
Membership rules not yet verified — check the credit union's own membership page.
7 branches in 3 counties: Broward (Fort Lauderdale, Miramar, Plantation) · Miami-Dade (Doral, Miami) · Palm Beach (West Palm Beach)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions