Florida CD rates › Banks › PNB Community Bank
Bank · HQ Niceville, FL
✓ Verified 2026-10-01 from their own posted rate sheet
PNB Community Bank currently posts 9 CD rates from 0.03% to 3.69% APY. Their sheet states an effective date of May 28, 2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 0.03% | $1k | |
| 6 mo | 0.05% | $1k | |
| 1 yr | 2.50% | $1k | |
| 1 yr | 0.10% | $1k | |
| 18 mo | 0.10% | $1k | |
| 18 mo | 0.10% | $1k | Variable rate |
| 2 yr | 0.15% | $1k | |
| 3 yr | 0.15% | $1k |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 5 mo | 3.69% promo | $1k | Certificate of Deposit 5 Month |
3 branches in 2 counties: Okaloosa (Niceville) · Walton (Defuniak Springs, Freeport)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions