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Navy Federal Credit Union CD Rates

Credit union · HQ Vienna, VA

✓ Verified 2026-10-01 from their own posted rate sheet

Navy Federal Credit Union currently posts 21 CD rates from 1.50% to 4.15% APY. Their sheet states an effective date of Oct 01, 2026 ET..

Standard CD rates

TermAPYMinimumDetails
3 mo1.55%$100k
3 mo1.50%$1k
3 mo1.50%$20k
1 yr4.10%$100k
1 yr4.05%$1k
1 yr4.05%$20k
18 mo4.15%$100k
18 mo4.10%$1k
18 mo4.10%$20k
2 yr3.70%$100k
2 yr3.66%$1k
2 yr3.66%$20k
3 yr4.15%$100k
3 yr4.10%$1k
3 yr4.10%$20k
5 yr3.90%$100k
5 yr3.85%$1k
5 yr3.85%$20k
7 yr3.90%$100k
7 yr3.85%$1k
7 yr3.85%$20k

Who can join

Military servicemembers, veterans, DoD civilians/contractors, and their immediate family and household members can join. Family of existing members can generally join too.

Florida branches

35 branches in 15 counties: Bay (Panama City Beach) · Brevard (Satellite Beach) · Broward (Pembroke Pines) · Clay (Fleming Island) · Duval (Atlantic Beach, Jacksonville) · Escambia (Pensacola) · Hillsborough (Riverview, Tampa) · Miami-Dade (North Miami) · Okaloosa (Mary Esther) · Orange (Orlando) · Osceola (Kissimmee) · Pasco (Lutz) · +3 more

Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions