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KEMBA Delta CD Rates

Credit union · HQ Bartlett, TN

KEMBA Delta isn't open to Florida residents and has no Florida branch, so it doesn't appear in our Florida rankings. Its membership rules are below.

✓ Verified 2026-10-01 from their own posted rate sheet

KEMBA Delta currently posts 3 CD rates from 2.50% to 3.00% APY.

Standard CD rates

Term	APY	Minimum	Details
6 mo	2.50%	$500	$500.00 and up in even $100.00s; early withdrawal penalty equal to accrued interest on amount withdrawn
1 yr	2.75%	$500	$500.00 and up in even $100.00s; early withdrawal penalty equal to accrued interest on amount withdrawn
18 mo	3.00%	$500	$500.00 and up in even $100.00s; early withdrawal penalty equal to accrued interest on amount withdrawn

Who can join

Only active or retired employees of Kroger's Delta Division (the Memphis-area region) and their relatives can join; Kroger workers in Florida aren't covered. Family of existing members can generally join too.

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