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First California CD Rates

Credit union · HQ Fresno, CA

First California isn't open to Florida residents and has no Florida branch, so it doesn't appear in our Florida rankings. Its membership rules are below.

✓ Verified 2026-10-01 from their own posted rate sheet

First California currently posts 21 CD rates from 2.43% to 2.94% APY. Their sheet states an effective date of September 18, 2026.

Standard CD rates

Term	APY	Minimum	Details
3 mo	2.53%	$10k	$10,000 tier
3 mo	2.48%	$5k	$5,000 tier
3 mo	2.43%	$2.5k	$2,500 tier
6 mo	2.73%	$100k	$100,000 tier
6 mo	2.63%	$50k	$50,000 tier
6 mo	2.53%	$10k	$10,000 tier
6 mo	2.48%	$5k	$5,000 tier
6 mo	2.43%	$2.5k	$2,500 tier
1 yr	2.78%	$100k	$100,000 tier
1 yr	2.68%	$50k	$50,000 tier
1 yr	2.68%	$5k	$5,000 tier
1 yr	2.63%	$2.5k	$2,500 tier
1 yr	2.53%	$10k	$10,000 tier
1 yr	2.48%	$5k	$5,000 tier
1 yr	2.43%	$2.5k	$2,500 tier
2 yr	2.94%	$100k	$100,000 tier
2 yr	2.89%	$5k	$5,000 tier
2 yr	2.84%	$50k	$50,000 tier
2 yr	2.73%	$10k	$10,000 tier
2 yr	2.63%	$5k	$5,000 tier
2 yr	2.53%	$2.5k	$2,500 tier

Who can join

A Fresno, California credit union for government and postal workers in Fresno County; Floridians generally can't join.

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