Florida CD rates › Credit unions › Everence
Credit union · HQ Lancaster, PA
✓ Verified 2026-10-01 from their own posted rate sheet
Everence currently posts 20 CD rates from 3.15% to 4.10% APY. Their sheet states an effective date of October 1, 2026..
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 3.20% | $100k | |
| 6 mo | 3.15% | $500 | |
| 1 yr | 3.25% | $100k | |
| 1 yr | 3.20% | $500 | |
| 18 mo | 3.30% | $100k | |
| 18 mo | 3.25% | $500 | |
| 2 yr | 3.35% | $100k | |
| 2 yr | 3.30% | $500 | |
| 30 mo | 3.40% | $100k | |
| 30 mo | 3.35% | $500 | |
| 3 yr | 3.45% | $100k | |
| 3 yr | 3.40% | $500 | |
| 4 yr | 3.50% | $100k | |
| 4 yr | 3.45% | $500 | |
| 5 yr | 3.55% | $100k | |
| 5 yr | 3.50% | $500 |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 7 mo | 4.10% promo | $500 (cap $250k) | Certificate special (7 month) — New deposits only; must be funded with new money not on deposit as of 9/1/2026; auto-renews to 6-month certificate; max one per Tax ID |
| 13 mo | 4.00% promo | $500 (cap $250k) | Certificate special (13 month) — Auto-renews to 12-month certificate |
| 19 mo | 3.90% promo | $500 (cap $250k) | Certificate special (19 month) — Auto-renews to 18-month certificate |
| 31 mo | 3.70% promo | $500 (cap $250k) | Certificate special (31 month) — Auto-renews to 30-month certificate |
Anyone in the U.S. who shares Everence's Christian stewardship values can join — no church membership or fee; online joining is paused, so call or visit its Sarasota branch. Family of existing members can generally join too.
1 branch in 1 county: Sarasota (Sarasota)
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