Florida CD rates › Credit unions › Community South
Credit union · HQ Chipley, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Community South currently posts 5 CD rates from 3.03% to 3.55% APY.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 6 mo | 3.55% | $500 | Dividend rate 3.50% |
| 1 yr | 3.55% | $500 | Dividend rate 3.50% |
| 2 yr | 3.29% | $500 | Dividend rate 3.25% |
| 3 yr | 3.03% | $500 | Dividend rate 3.00% |
| 5 yr | 3.03% | $500 | Dividend rate 3.00% |
Anyone who lives or works in nine Florida Panhandle counties (plus FDOT District 3 employees and relatives) can join Counties: Washington, Holmes, Jackson, Calhoun, Walton, Bay, Okaloosa, Liberty, Gadsden. Family of existing members can generally join too.
4 branches in 3 counties: Holmes (Bonifay) · Walton (Defuniak Springs) · Washington (Chipley)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions