Florida CD rates › Banks › Commerce Bank & Trust
Bank · HQ Winter Park, FL
✓ Verified 2026-10-01 from their own posted rate sheet
Commerce Bank & Trust currently posts 10 CD rates from 3.00% to 4.00% APY. Their sheet states an effective date of 10/01/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 3.00% | $500 | Penalty waived on a one-time withdrawal, up to full amount, after account open 7 calendar days; additional withdrawals assessed 30 day interest penalty |
| 6 mo | 3.25% | $500 | |
| 7 mo | 3.25% | $500 | |
| 9 mo | 3.50% | $500 | |
| 1 yr | 3.75% | $500 | |
| 18 mo | 4.00% | $500 | |
| 2 yr | 4.00% | $500 | |
| 3 yr | 3.70% | $500 | |
| 4 yr | 3.70% | $500 | |
| 5 yr | 3.70% | $500 |
1 branch in 1 county: Orange (Winter Park)
Best Florida CD rates by term: 3 mo 6 mo 9 mo 1 yr 18 mo 2 yr 3 yr 4 yr 5 yr · by county · by city · all institutions