Florida CD rates › Banks › Citizens Bank, National Association
Bank · HQ Providence, RI
✓ Verified 2026-10-01 from their own posted rate sheet
Citizens Bank, National Association currently posts 3 CD rates from 3.10% to 4.15% APY. Their sheet states an effective date of accurate as of 10/1/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 5 mo | 4.15% | $25k | $25,000 new money required; requires Citizens Quest or Private Client Checking; early withdrawal penalties may apply |
| 10 mo | 3.85% | $25k | $25,000 new money required; requires Citizens Quest or Private Client Checking; early withdrawal penalties may apply |
| 14 mo | 3.10% | $1k | $1,000 minimum; requires Citizens Quest or Private Client Checking; early withdrawal penalties may apply |
7 branches in 4 counties: Broward (Fort Lauderdale) · Collier (Naples) · Miami-Dade (Coral Gables, Miami, Miami Beach) · Palm Beach (Palm Beach)
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