Florida CD rates › Banks › Ally Bank
Bank · HQ Sandy, UT · online, nationwide
✓ Verified 2026-10-01 from their own posted rate sheet
Ally Bank currently posts 12 CD rates from 2.80% to 4.25% APY. Their sheet states an effective date of Accurate as of 10/01/2026.
| Term | APY | Minimum | Details |
|---|---|---|---|
| 3 mo | 2.80% | — | No minimum deposit to open |
| 6 mo | 3.85% | — | No minimum deposit to open |
| 9 mo | 4.00% | — | No minimum deposit to open |
| 11 mo | 2.80% | — | No minimum deposit; withdraw full balance after first 6 days |
| 1 yr | 4.15% | — | No minimum deposit to open |
| 18 mo | 4.25% | — | No minimum deposit to open |
| 2 yr | 3.00% | — | Rate can be raised once; no minimum deposit |
| 3 yr | 4.00% | — | No minimum deposit to open |
| 4 yr | 3.00% | — | Rate can be raised twice; no minimum deposit |
| 5 yr | 4.10% | — | No minimum deposit to open |
| Term | APY | Minimum | The catch / conditions |
|---|---|---|---|
| 14 mo | 4.15% promo | — | 14-Month Select CD — All balance tiers; promotional term available through 03/23/27; renews into 12-Month High Yield CD |
| 7 mo | 3.85% promo | — | 7-Month Select CD — All balance tiers; promotional term available through 03/23/27; renews into 6-Month High Yield CD |
Online institution — accounts open nationwide, no Florida branches.
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